We are looking for a Director of Commercial Finance to join our Finance department as we scale up and drive digital and financial inclusion across our markets.

Leading our Commercial Finance function, you will drive comprehensive financial strategy, oversee Financial Planning and Analysis, business partnering, and special projects while providing critical financial insights that influence key business decisions and support our growth trajectory.

You will be a strategic partner to the executive team, combining analytical expertise with commercial acumen to optimize profitability and long-term business value.

About Us

At M-KOPA, we are transforming lives through innovative financial solutions and digital inclusion. As our Director of Commercial Finance, you will lead strategic financial planning and analysis that directly impacts our ability to serve underbanked populations across Africa. You will oversee pricing strategies that balance profitability with our mission to make life-changing products affordable and accessible.

We operate in a dynamic, high-growth environment where your financial expertise will drive critical business decisions. You will manage complex financial models, lead profitability analysis across business units, and develop strategies to optimize working capital while managing credit risk. Your insights will directly influence our expansion strategies and help us create sustainable impact at scale.

If you are passionate about using financial expertise to drive social impact and enjoy working in a fast-paced, mission-driven environment where your strategic insights directly influence business growth, this might be the perfect role for you.

This is a hybrid role, you will be partnering with a diverse group of employees from our different markets and locations across the UK, Europe and Africa.

You will be reporting to the Chief Finance Officer.

Expertise

Our expectations are that you would be comfortable providing strategic financial leadership and actionable insights that drive business performance and profitability. You should have excellent financial modeling skills and the ability to translate complex financial data into clear recommendations for executive decision-making.

If you value collaboration, can lead cross-functional initiatives, and are experienced in building high-performing finance teams, you probably have what it takes to join our team and shape our future.

We are looking for candidates with 8-10 years of progressive finance experience, relevant professional qualifications (CA(SA), CFA, or CIMA), and expertise in pricing strategy, profitability analysis, and credit risk management.

Your experience should include business partnering with senior leadership, driving financial transformation initiatives, and leveraging technology to enhance financial processes. Strong commercial acumen and the ability to balance short-term financial objectives with long-term strategic goals are essential in this role.

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized thrice by the Financial Times as one Africa's fastest growing companies (2022, 2023 and 2024) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.