We are looking for a Senior Manager, Operations to join our Ghana leadership team as we scale our retail and warehouse operations to deliver exceptional customer experiences across the country.

As the Senior Manager, Operations, you will lead end-to-end operations excellence across our retail and warehouse functions—ensuring seamless customer experiences while driving operational efficiency and profitability. You'll own the execution of customer-facing and support operations, serving as a key member of our Ghana leadership team reporting directly to the General Manager.

This role combines strategic operational leadership with hands-on execution, requiring you to optimize processes, manage cross-functional teams, and drive performance across our entire operational ecosystem. You'll be responsible for warehouse operations, retail performance, supply chain management, and team development—all while maintaining our commitment to exceptional customer service.

This is a senior leadership opportunity, offering the chance to directly shape M-KOPA's operational foundation and drive scalable growth in one of our most dynamic markets.

About Us

At M-KOPA, we are committed to making everyday essentials accessible through flexible financing. As our Senior Manager, Operations, you will play a fundamental role in enabling that mission by ensuring operational excellence and seamless customer experiences across our Ghana operations.

You will develop and implement operational strategies that improve efficiency, productivity, and profitability while collaborating with senior management on company-wide policies and procedures. Your responsibility spans retail operations management, warehouse and supply chain leadership, team development, and financial performance optimization.

You'll assess operational risks and opportunities, implement process improvements, and ensure alignment with strategic goals through effective cost management and resource optimization. Your ability to lead cross-functional teams, manage vendor relationships, and drive performance across multiple operational areas will be essential to success.

This role is designed for an operationally excellent leader who is strategically minded, customer-obsessed, and performance-driven. If you're ready to lead operational transformation in a business that's creating access for underserved communities, this could be your opportunity to lead with impact.

Expertise

We are looking for an accomplished operations leader with a Bachelor's degree in Business, Operations, Supply Chain Management, or related field (Master's preferred) and 6-8 years of operations experience with minimum 5 years in senior management roles—ideally with proven track record managing warehouse & retail operations.

You will bring:

• Demonstrated success in fast-paced, customer-centric environments with proven operational excellence.

• Strong expertise in warehouse operations, including inventory management, order fulfillment, and logistics optimization.

• Retail operations mastery with experience ensuring brand standards, commercial targets, and customer experience excellence.

• ERP systems proficiency and experience with inventory management platforms and CRM tools.

• Strong financial acumen with budget management experience and proven ability to optimize resource allocation.

• Exceptional team leadership skills with track record of mentoring and developing high-performing teams.

• Strategic thinking combined with hands-on execution capabilities and attention to detail.

• Stakeholder management excellence and outstanding communication skills across all organizational levels.

• Process improvement expertise and change management experience with measurable business impact.

What We Offer

• A mission-driven environment where your operational excellence creates real impact across Ghana.

• Senior leadership role with direct reporting to the General Manager and influence on strategic direction.

• Opportunity to build and scale operations in a high-growth, purpose-led fintech environment.

• Comprehensive operational ownership across retail, warehouse, and supply chain functions.

• Competitive compensation and a values-driven culture rooted in innovation, inclusion, and empowerment.

• Professional development opportunities with a high-performing, international team across Africa.

If you're ready to lead operational excellence, drive scalable growth, and shape the operational future of M-KOPA Ghana—we'd love to hear from you.

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.